Losing Disability Benefits

This afternoon, I received an important letter from the Social Security Administration. It promptly informed me that I have lost my monthly disability benefits, due to having returned to working.

These benefits were initially applied for in 2014, but denied. With retaining an attorney, I was successfully awarded full disability benefits in 2016.

In late 2018, I resumed working. This was the year that I obtained my New York state licensure as a psychologist, having previously been employed as a psychologist in Illinois for many years. I also went back to teaching college, on a part-time basis.

My income has exceeded the Substantial Gainful Activity, an amount designated by the Social Security Administration. Given my earning capacity, I have soon exceeded the monthly amount that I am allowed to earn, while still receiving disability benefits.

I promptly phoned the Social Security Administration, to find out about how their decision affects my retention of Medicare. I found out that I can continue to pay quarterly premiums for my Medicare insurance. I also learned that I am eligible to retain Medicare for a period of ninety-three months after I receive my very last disability benefit.

I’m enormously thankful that I have been well enough to resume working on a part-time basis. In no way, however, does this mean that my multiple chronic illnesses have magically disappeared from my life. I’m about to start taking a $88,000 per year medication to manage my relapsing-remitting MS. I’m also getting close to needing my twentieth throat dilatation surgery for idiopathic subglottic stenosis.

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